Products

Term Life Insurance

Term life insurance provides a benefit if the insured dies during a specified period. The length of time, or the term, varies. Common options are for 15, 20 and 25 years. At the end of the stated term, the policy expires.

 Term life insurance can serve as a way to ensure your family has sufficient funds to pay usual expenses and support their needs if the regular family income ceases due to premature death. For example, a person may choose a term policy that expires near his or her retirement age based on the idea that, by the time they retire, they will have fewer expenses and acquired sufficient funds in savings to protect their loved ones.

 We offer a range of term products:

IAP Choice (1050/1150)– Term insurance coverage for 15, 20, 25 or 30 year periods with either a level or decreasing benefit.  Issue ages: 20-60. Minimum face amount: $25,000. Maximum face amount: $500,000. Waiver of Premium and Disability Insurance Riders are available.  
More Information

Educator’s Choice (1100/1400)– Discounted term insurance for accredited educational institutions (403b) to offer their employees. Terms are 15, 20, 25 or 30 year periods with either a level or decreasing benefit. Issue age: 20-60. Minimum face amount: $25,000. Maximum face amount: $500,000. Waiver of Premium and Disability Insurance Riders are available. 
More Information

MediChoice (1000/1100)– Discounted term insurance for medical professionals. Terms are 15, 20, 25 or 30 year periods with either a level or decreasing benefit. Issue age: 20-60. Minimum face amount: $25,000. Maximum face amount: $500,000. Waiver of Premium and Disability Insurance Riders are available. 
More Information

If you need assistance or do not see what you require, please contact us.

This site provides a summary of the features and benefits of our various products. For a complete description, please contact your agent or refer to the policy contract. Availability and terms vary by state.